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Auctions can be action-packed and overwhelming, so it’s important that you are comfortable with your finances and understand the potential risks involved. It is highly recommended that you have a strong pre-approval in place prior to purchasing at auction, as the winning bidder is immediately expected to exchange contracts without any cooling off period. HOT

You wouldn’t shop for groceries without knowing how much you had in your wallet or bank account, so why would you shop for a property without knowing your numbers? There are two main concepts that you need to understand before looking for a home or investment property; Your borrowing power and your purchase power. Your

A valuation is an independent report of the value of a property, and may include some commentary regarding the condition or features. It is used by the bank to determine whether the property is acceptable to them, and how much they will lend against it. Your Broker, or the bank, will order a valuation when you

Wanna know 5 habits to level up your savings? Saving is hard. Especially in this economy. But saving is important. Especially in this economy. If you know what needs to be done but you’re having trouble making it happen, maybe these 5 tips will help! 1. Start at the end. What is your goal? What are

Offset vs. Redraw​ If you’ve had a home loan, you’ve researched online, or perhaps been given some great backyard BBQ advice from Uncle Bob, it’s likely you’ve heard of an Offset and maybe even Redraw. Whilst you may be familiar with the terms, it’s less common to fully understand how they work and the pros

Values-Based Finance Principles   Finance is often viewed as sitting somewhere on a scale between ‘icky necessity’ and ‘root of all evil’. It’s easy to see why. Throughout modern history we’ve seen the wealthy divide grow, and pressure on the lower class mount. Australia’s financial literacy in schools is an embarrassment, and often parents can