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What is a Valuation?

A valuation is an independent report of the value of a property, and may include some commentary regarding the condition or features. It is used by the bank to determine whether the property is acceptable to them, and how much they will lend against it. Your Broker, or the bank, will order a valuation when you …

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Values-Based Finance

Values-Based Finance Principles   Finance is often viewed as sitting somewhere on a scale between ‘icky necessity’ and ‘root of all evil’. It’s easy to see why. Throughout modern history we’ve seen the wealthy divide grow, and pressure on the lower class mount. Australia’s financial literacy in schools is an embarrassment, and often parents can …

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What is a Family Pledge?

It’s common for parents to want to help their babies. When their babies are all grown up and looking to buy their own family home, a Family Pledge is one way they can help. Family Pledge is also called; Security Guarantee, Limited Liability Guarantee, and Family Guarantee. It all sounds rather confusing, so let’s break …

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